Category: H

HELP RETOTD Episode 00218

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HELP Home buyer Education Learning Program; an educational program from the FHA that counsels people about the home buying process; HELP covers topics like budgeting, finding a home, getting a loan, and home maintenance; in most cases, completion of the…

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HARD MONEY LOAN RETOTD Episode 00217

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HARD MONEY LOAN A loan that is underwritten with the condition and value of the property as the primary criteria for approval. Secondary issues may include the credit of the borrower, the ability of the borrower to repay the loan…

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HOMEOWNER’S INSURANCE RETOTD Episode 00091

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HOMEOWNER’S INSURANCE A policy which covers a home owner for any loss of property due to accident, intrusion or hazard. An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents. : An…

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HOMEOWNER’S WARRANTY RETOTD Episode 00055

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HOMEOWNER’S WARRANTY An insurance policy covering the repair of systems and appliances within the home for the coverage period. Often purchased by home buyers that will cover repairs to certain items, such as heating or air conditioning, dishwasher and other…

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HOMEOWNERS ASSOCIATION RETOTD: Episode 00027

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HOMEOWNERS ASSOCIATION An organization of home owners in a particular neighborhood or development formed to facilitate the maintenance of common areas and to enforce any building restrictions or covenants. A nonprofit association that manages the common areas of a planned…

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HOME INSPECTION RETOTD: Episode 00024

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HOME INSPECTION A complete examination of a building to determine its structural integrity and uncover any defects in materials or workmanship which may adversely affect the property or decrease its value. A thorough inspection by a professional that evaluates the…

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