Category: Q

QUALIFY RETOTD Episode 00235

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  QUALIFY First stage of a four-stage transaction management process pertaining to the process of gathering and evaluating information to measure a client’s readiness, willingness, and ability to consummate a transaction. The acronym QUALIFY represents the considerations of quantify, usage,…

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QUALITY OF LIFE RETOTD Episode 00236

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QUALITY OF LIFE The psychological and individual aspects of social well-being as perceived and experienced by people in reference to a given geographic area, which reflect a state of mind or position on the prevailing quality of existence in relation…

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QUALIFYING RATIOS RETOTD Episode 00157

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QUALIFYING RATIOS Calculations that are used in determining whether a borrower can qualify for a mortgage. There are two ratios. The “top” or “front” ratio is a calculation of the borrower’s monthly housing costs (principle, taxes, insurance, mortgage insurance, homeowner’s…

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QUALIFYING RATIO RETOTD Episode 00065

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QUALIFYING RATIO A ratio calculated by a lender to determine how much a potential buyer can borrow. Calculations that are used in determining whether a borrower can qualify for a mortgage. There are two ratios. The “top” or “front” ratio…

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QUALIFYING RATIOS RETOTD: Episode 00033

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QUALIFYING RATIOS Calculations that are used in determining whether a borrower can qualify for a mortgage. There are two ratios. The “top” or “front” ratio is a calculation of the borrower’s monthly housing costs (principle, taxes, insurance, mortgage insurance, homeowner’s…

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